Dear Valued Customer:

A recent change to your checking account was approved by the Federal Government (effective August 15th, 2010) which will affect the level of service we provide you. Your action is required otherwise your checking account features will no longer be the same.

The new Federal regulation requires us to obtain your approval before we can consider payment of your ATM withdrawals and debit card purchases that may create an overdraft in your checking account. We currently provide this service to you as part of our Overdraft Privilege. The majority of our customers prefer having this service to avoid the embarrassment of having their debit card purchase denied at the grocery store checkout line, at the pharmacy when paying for prescriptions, at a restaurant when paying the bill, or other similar situations.

To continue receiving the same level of service, you will need to click on the "Continue to Consent Form" link below and complete the electronic form which will be submitted via a secure connection directly to the bank. Once you “opt-in” we will send you a letter to confirm your choice.

We appreciate having you as a customer and remember there is no charge for this service unless you use it.

Please remember that your prompt action is required so your service level is not disrupted.

University Bank